Sources
FX benchmark
TransferIQ uses the live fx-live endpoint first, then fallback reference rates if the live feed is unavailable. Displayed timestamps show when the benchmark data was last returned by the feed.
Remittance
Provider rows use official quote links, reviewed fee assumptions and FX markup ranges. Wise final-receive snapshots are treated as fee-included so the fee is not deducted twice. Displayed receive ranges are estimates, not guaranteed payouts.
Crypto
Binance, Bybit and OKX use P2P market links where available. Coinbase and Kraken use official converter pages for supported fiat only. Unsupported pairs are hidden. Estimates include exchange fee and spread/P2P adjustments.
Final check
Actual transfer or trade results can vary because of taxes, liquidity, weekend pricing, payment method, account level, local availability and provider promotions.